在加拿大怎么存支票?
这个问题问得太宽了,我尝试着答一下,希望对你有帮助吧! 首先,加拿大的支票是Ripple(泛称),不是SWIFT(特指电汇)。 Ripples are an efficient and inexpensive means of transferring money. They can be sent internationally, but not as quickly or completely as wire transfers (which use SWIFT) – the processing takes a day longer but there’re no fees for international transactions with banks that participate in SWIFT
You will need to deposit your cheques into your bank account, and once they have cleared the bank, you should receive funds within one business day. Note that it sometimes takes much longer than this if it is your first time receiving a Canadian cheque or if there has been any delay in clearing by the banks. You also might experience delays at times of year when companies make lots of payments to their employees/contractors, or just before tax season ends (around Feb/March), because the financial institutions must check all incoming payments against tax information on file.
The easiest way to do this is online, but you can call up your bank and ask them to transfer the funds over the phone. Be prepared to give them details about who paid you and how much, so they can verify it properly
If the person paying you doesn't have enough funds in their accounts to cover what they owe you, it could take some time for those funds to come back to your account from being paid out first. In the meantime, you wouldn't have access to these funds until they were "on hold" with your bank waiting to be collected. Your bank might ask you to provide additional documentation such as photocopies of government-issued IDs, proof of address etc.
Here's where things get interesting...
Depending on the banks you have accounts with, you may want to consider setting up a recurring payment so that you don't need to worry about handling every individual cheque that comes across your desk A recurring payment could be set up to pay yourself, or someone else on your behalf, and it would be done automatically once the cheque clears. This can easily be done through most online banking platforms just